Imagine owning a brand-new home with $0 money down. At 2203 Cardinal Ave, that possibility is very real. With the right combination of local grant programs, down payment assistance, special loan products, and seller-negotiated terms, you may be able to purchase this new-construction home with little to no upfront cash required.
This home isn’t just newly built—it’s also designed to be accessible for first-time buyers, families looking for stability, and anyone ready to stop renting and start building equity. Our team is ready to guide you through the entire process, connect you with the right lender, and help determine your eligibility for these programs.
If you’ve been waiting for the right opportunity to become a homeowner, this may be the easiest path you’ll ever find. Keep reading to see why 2203 Cardinal Ave stands out—and how you can apply today to see if you qualify; call Simo today to set up your showing.
Completed in 2025 after meticulous planning and craftsmanship throughout 2024, this home is perfect for anyone who wants modern comfort without the typical new-build price tag. With 1,060 square feet of efficient, open-concept living space and nearly a quarter of an acre thanks to its double lot, this is one of the most unique first-time-buyer opportunities in the Miami Valley.
Modern Living with a Smart, Open Layout
Step inside and you’re greeted by a bright, open floor plan filled with natural light. Brand-new flooring, fresh paint, recessed lighting, and thoughtfully selected fixtures create a clean, inviting atmosphere. The living and dining areas flow seamlessly into the kitchen, making this home perfect for daily living and entertaining alike.
A Stunning Kitchen That Stands Out
The custom kitchen is the centerpiece of the home. You’ll love the:
- White shaker cabinetry with black hardware
- Gorgeous emerald tile backsplash — a standout feature you won’t find elsewhere
- Quartz-style countertops with generous prep space
- New appliances throughout (optional: confirm included appliances!)
- Open shelving potential and storage for daily convenience
Three Comfortable Bedrooms + 1.5 Thoughtfully Designed Baths
The home features three well-sized bedrooms with brand-new carpeting, neutral paint, and natural light. Whether you need space for family, guests, or a home office, this layout gives you flexibility.
The full bathroom includes modern finishes, a clean white tub/shower combo, updated fixtures, and a fresh contemporary look. The additional half bath provides everyday convenience.
A Huge Double Lot — Nearly Half an Acre of Possibilities
2203 Cardinal sits on a rare oversized double lot, giving you almost a quarter of an acre—a feature that’s extremely hard to find with new construction in the Dayton metro.
New Construction Peace of Mind
This isn’t a cosmetic flip or partial renovation—you’re getting a home that was truly built and finished in 2025. That means:
- Brand-new electrical
- Brand-new plumbing
- Brand-new HVAC components
- New roof, siding, windows, and doors
- Energy-efficient construction for lower utility costs
Located in Harrison Township — Close to Everything
Situated in Harrison Township, this home offers the perfect blend of suburban calm and convenient access. You’re minutes from I-75, retail, dining, and downtown Dayton.
Ready to See If You Qualify for $0 Down?
2203 Cardinal Ave is one of the rare new-construction homes in the Dayton area priced within reach—and with the right financing path, you may be able to move in with little to no money due at closing. Our team works with buyers every day to help them access:
- Local down payment assistance programs
- Forgivable grants for qualifying buyers
- USDA zero-down loans (depending on eligibility)
- Smooth underwriting with trusted local lenders
- Negotiated seller credits to reduce upfront costs
You don’t have to navigate this alone. We have a full team ready to walk you through the application process, help you understand each option, and make the entire experience simple and stress-free.
Take the first step today: Fill out a quick, secure application with our preferred lender and see what programs you may qualify for. There’s no obligation—just clarity.
👉 Apply with Lance Tearnan (Texana Bank)
Schedule a Showing Today with Simo Wadah
Your new beginning could be just one application away. If you’ve dreamed of owning a home but weren’t sure where to start, this is your opportunity. Reach out today, ask questions, tour the home, and let us show you what’s possible.
We’re here to help you call 2203 Cardinal Ave your home.